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Viva Network Review
Anyone who has ever had a meeting with their bank about a mortgage loan will know that the process is not only long and arduous but also does not always have a very high rate of success depending one’s location and financial situation. In the bigger cities especially, it has become almost an impossibility for younger generations to get on the housing ladder, despite earning an above national income. Viva is an ICO that will attempt to challenge the status quo and revolutionize the mortgage financing systems of the world.
What is Viva?
Viva is a blockchain-based platform that will connect borrower and lender directly, thus eliminating the need for any intermediaries. Rather than going through the long process described above, users interested in lending money for their mortgage can essentially crowdfund their loans via the platform. One of the key advantages of the Viva platform is that this takes the power away from the established financial institutions so that interest rates are governed by the free market and not a few select institutions. By recording all transactions on the blockchain, all parties can rest assured that everything is kept in a secure, decentralized ecosystem.
How does it work?
As with many other ICO projects using the Ethereum platform, the Viva network will be founded on the use of smart contracts. These contracts will serve as the formal agreement between lender and borrower, and ensure that funds only are released if certain conditions are met. This provides a much simpler and more transparent way of doing business. By using smart contracts on an international platform, not only will everyone involved save valuable time and money by circumventing the current bureaucratic systems, they will also have access to a much wider pool of investors and lenders.
What about the tokens?
The native currency of the Viva platform will be the VIVA tokens, which are based o the ERC20 tokens. As such, the Viva network supports Ether tokens as a method of payments. This means that users will use their Ether tokens to purchase VIVA tokens, which can then be used to make deals between borrowers and lenders. Users will naturally have to have access to an e-wallet in order to purchase VIVA tokens, as this is where they are stored.
How are tokens distributed?
The token sale started on April 1st and will last until May 31st, with a total token supply of 4 billion. 50,000 VIVA tokens can be purchased for 1 Ether. The team behind Viva is planning to distribute 75% of the tokens to the public during the initial sale of the ICO. The remainder of the tokens will be distributed to the team members of the ICO, the revenue funds department, the marketing department, as well as to the advisors to the Company.
All in all, this seems like a great initiative that has the potential to simplify the process of borrowing money for your mortgage. Not only will this make the process faster and cheaper, but it will also make it safer for both lenders and borrowers
bitcointalk username: Ico Friends
Payportal Review
Payments and transfers is the reason cryptocurrencies were invented in the first place, so it is no wonder that there are a lot of ICOs out there specialising in this area. Today we are going to look at Payportal, which is an established company in India about to launch their new blockchain-based platform. This review will have a look at what exactly Payportal is, how it works, and who is behind it.
What is Payportal?
Currently, the company behind Payportal has a platform that allows consumers to process financial transactions between them and service providers online. The service providers can be from any sector, including banks, TV operators, mobile phone providers, utility companies, gym memberships, and so on. The idea behind it is to make life easier for everyone involved, by simplifying the process of paying for services. 
The idea behind the ICO is to utilise blockchain technology to make this process even easier, safer, faster, and ultimately more efficient. Many consumers are currently wasting a lot of time and energy on going to bank branches, government offices, service stations and other locations to pay their bills. Not only does it take time to travel there, but it also takes time to wait in line to be served. When people do get served, the customer service is not always professional, and human error occurs too frequently. This all results in a bad experience, and Payportal offers a solution to that problem.
How does it work?
Users of Payportal will have a digital wallet, which they can link to their mobile phone number. The wallet can then be accessed through an app on the phone, and the users can pay for their services using the wallet. Because payments and transfers are vulnerable to hackers, the team behind Payportal wants to utilise the blockchain to decentralise the operations and the users’ data.
The platform will use PPTL tokens as the native currency, which will be converted from rupees for the purposes of the transaction, and then back to rupees once the transaction is finalised. The platform will also make use of smart contracts, which will enable simple agreements between service providers and their customers. Once the services have been provided, or the goods delivered, the customers is charged and the transaction is completed.
Is it credible?
For many people considering investing in a given ICO, one of the main concerns is always if the project will deliver as promised. Many ICOs make big promises, but does not always succeed in what they set out to do. This is where Payportal is different. Unlike many other ICOs, the company has already been in business since 2011, and is already serving customers in India. The team, which has been working in the payment services sector since 1996, currently counts 21 people. They are working with 80 distributors and over 2300 retailers across India. Last year alone, the company processed transactions worth 500 million rupees. The 2017 figures indicate that Payportal has grown 45% since 2016. This kind of credibility makes the ICO a much safer bet than most other projects of its kind.
bitcointalk username: Ico Friends
Regular readers of this blog will know that there is virtually nothing that cannot be associated with the blockchain. ICOs have proposed cryptocurrency projects involving real estate, item evaluation, social media, foreign exchange, music, virtual reality, and the list goes on. If it is being traded in, it can be added to the blockchain. It was inevitable that porn would become one of the commodities being traded using cryptocurrencies. Whilst this project does not create a specific community per se, they are providing something of value to the adult content communities.
What is WankCoin?
As the name implies, WankCoin is a cryptocurrency you can use to purchase pornography online. Whilst there is plenty of free pornography online, on sites such as PornHub, there are those who prefer paying for premium content. This is where WankCoin comes into the picture. With this cryptocurrency, you can actually purchase pornographic content online, instead of using your credit card. This is perhaps particularly interesting, as countries such as the UK are now creating policies that require adults to purchase “porn passes” in local corner shops. When faced with either having to use your credit card online or buying a porn pass in a corner shop, a third solution would probably be preferable.
Why not just use your credit card?
There are several advantages to using cryptocurrency in the porn industry. From the consumer’s point of view, there are the privacy and security aspects. As with all blockchain projects, the beauty of WankCoin is that all data storage is completely decentralized, which means that the risk of your data being leaked is very slim. Because it operates using blockchain technology, all users can also rest assured that their anonymity remains intact. Finally, it is not always desirable to use your credit card when purchasing adult content. Many sites are full of spam and spyware designed to use your card details for nefarious purposes. With WankCoin you avoid getting scammed.
What about the content providers?
If you are a content creator in the adult industry, you also have a lot to benefit from when it concerns WankCoin. The porn industry is classified by financial institutions as being ‘high risk’. This means that while your average merchant will pay around 2-3% in transaction fees every time a customer uses their credit card, a porn site will pay 5-7% for the same transaction. There are, of course, other ways customers can pay for content. But carrier billing, which is paying for subscriptions via your cell phone bill, comes out to 25% per transaction. If the customers use PayPal, the figure climbs up to 35%.
Is all this real?
Yes, all this is very real. So real, in fact, that WankCoin is one of the more successful ICOs. They are already an established company and have multiple partnerships with prominent adult websites. Moreover, they have published a white paper (which is aptly titled ‘wank paper’) that very clearly and succinctly expains the rationale behind their project. Who would’ve thought porn could be so professional?
Amd Radeon Rx 570-580 Review
The RX 570 and RX 580 GPUs by AMD have been the cause for a lot of discussion as of late. This is mostly because everyone is noticing that these two are the upgraded RX 470 and RX 480 GPUs, and that means that there certainly is a lot to talk about with these cards.
When it came to the release of the RX 5xx GPU series, everyone throughout the entire mining community was having a blast talking about it, and everyone was thrilled for the release. Of course, though there was loads of excitment and a lot of talking going on, there were also a lot of opinions being thrown around about the 2 models, and that makes sense, but it’s funny to compare all of these opinions. During this review, we will discuss the bigger differences and also why these GPUs are such a hit for those that are doing Ethereum mining.
If you were to go back about 20 years ago, you would probably hear a lot of people talking about how they thought that in 20 years there would be flying cars and robots delivering food, that doesn’t mean that people were exactly stupid with their expectations of the future, it just means that they were a little bit over expectant. Anyway, that is how people are when it comes to new GPUs, everytime that a new GPU is going to be coming around, people seem to think that its going to be able to fly and do circus stunts to earn them money (alright, so maybe they just have unrealistic expectations about stuff like the hashrate, but it might as well be the same thing, right?). Because people have these high expectations, they are going to be the ones who are most likely to complain when the cards are released and they are not up to par with their expectations.
So, let’s get these unrealistic expectations out of the way, no, these GPUs can not fly, and they have regular hashrates and power consumptions. The AMD RX 570 has power usage of 115 and a hashrate of 22 MH/s and the AMD RX 580 has a power usage of 125 with a hashrate of 30.5 MH/s.
Final Thoughts on The AMD RX 570 and AMD RX 580
There are a lot of users who have found ways to configure their RX 5xx, and those that have say that they are a lot happier with the outcome. However, those that are not willing to do some work in order to make some extra cash should really not even waste their time with buying them. So, for those that are looking for some easy money to earn that won’t require them to mess with things in order to get the cash flow that they desire, the RX 4xx series is probably a better way to go in the end, which means that a lot of people are probably pretty unhappy that they already spent their money on the RX 5xx series.